Propelling a fast-growing technology company to the next level requires the expertise of a seasoned leader, who understands business strategy, market fit and has a deep understanding of client needs.

For this installment of the Micruitian Corner we sat down with Micruity’s new Head of Revenue, Kim Rosenberg. Kim is responsible for the revenue strategy to achieve our growth goals and strategically positioning Micruity as the go-to partner in the retirement income space. In this installment, Kim shares insights into her background and new role at Micruity.

Kim Rosenberg
Head of Revenue

Tell us about your background.

Throughout my career, a consistent theme has been entrepreneurship and solving big problems. Early in my career as an investment and risk analyst at MBIA, I was tasked with navigating complex liquidity and capital challenges faced in the financial crisis. Once the business had stabilized, I shifted my focus to developing pension de-risking solutions and ultimately rebranding and launching our institutional solutions business.

In 2013, I joined Legal & General’s investment team and soon found myself as a founding member of their US retirement business. Taking a business from zero to one was exhilarating, and it was also rewarding to be part of the significant growth of the Pension Risk Transfer (PRT) market. My journey continued as the Head of PRT at Athene, focusing on scaling the business and tackling those seemingly impossible client challenges. A highlight was crafting a $3 billion solution for JCPenney, preventing a PBGC takeover and potential benefit cuts.

Outside of the corporate world, I’ve embraced my entrepreneurial drive and passion for social impact and sustainability through co-founding two businesses. It’s been an exciting journey and it’s safe to say I thrive on turning challenges into opportunities!

What interested you in Micruity?

I’ve always been passionate about making a positive impact and tackling significant social challenges. Having spent years in the pension industry, I see retirement income as the crucial next step in securing people’s financial futures. Simply put, my mission aligns perfectly with Micruity’s—to simplify retirement income.

Joining Micruity feels like the perfect culmination of my 20-year journey. I’m able to tap into the full breadth of my experience, from my early days as an investment analyst to leading high-growth insurance businesses.

I’m energized by the entrepreneurial spirit and was drawn to Micruity’s dynamic, early-stage environment where every day brings new challenges and opportunities. The company’s impressive backing of many industry giants like Prudential, TIAA, SSGA, Pacific Life, Western & Southern, and Franklin Templeton along with leading insurtech VCs, is a testament to the exceptional talent and technology behind Micruity. I’m constantly inspired by my colleagues—a diverse team of experts, each deeply committed to our shared mission.

What will the future of our industry look like?

When I envision the future of the retirement industry, it’s clear that addressing retirement income uncertainty is just the tip of the iceberg. With four million Americans turning 65 every year, we’re facing a rapidly aging population that’s putting immense pressure on our social safety nets and healthcare systems.

Beyond ensuring financial security in retirement, we need to tackle the bigger picture challenges of a strained social safety net, where programs like Social Security and Medicare are increasingly burdened by a smaller workforce supporting a larger aging population. The desire for aging in place is a growing trend, but the cost of healthcare and long-term care poses a significant challenge. The toll on caregivers, both financially and emotionally, cannot be ignored, with millions of Americans taking on this responsibility and billions of dollars spent out of pocket annually.

The future of our industry must address these interconnected issues. It’s about creating holistic solutions that go beyond income replacement, supporting both financial well-being and the evolving needs of an aging society. We must innovate to build a sustainable and compassionate framework that empowers individuals to age with dignity and ensures our society is equipped to support them.

What are some of your interests outside of work?

Life outside the office is a mix of family adventures, community involvement, and exploring new things. I live in NY with my husband, three kids, and two French bulldogs who always seem to have a knack for finding trouble. I’m very involved with our school board’s Sustainability Committee and volunteer at our local community center. In the warmer months, you can often find me outdoors, especially enjoying stand-up paddleboarding. I’m also a co-founder of a wine brand, which was an unexpected journey and an eye-opening experience learning about the entire process, from grape to glass (and even how to navigate a forklift!).