MARS

Micruity Advanced Routing System

Powering secure and confident retirements

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Scalable

One platform to power all lifetime income products. Connect today and instantly connect to the entire network
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Flexible

Using modular programming to quickly set-up your product path
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Agnostic

Communicate with our systems using the standards and formats you are used to
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Real-time

Leverage our APIs to quickly integrate your product data into external applications
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Secure

From data encryption in transit and at rest, to granular data access management, data security is our top priority
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Simplicity

Whether it's plan portability or payout functionality, our platform is built to support the lifecycle of the product
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MARS

Accumulation

By integrating to the MARS™ system, your products will receive data for all plans, regardless of the stakeholder, through your unique connection.

Life Insurer

Allocated or Unallocated
Fixed or Variable
Guarantee
Account Valuation

Asset Manager

Multiple Insurer Model
Glide Paths
In Plan or Distribution Only
Managed Account Compatible

Recordkeeper

Single universal connection
for all designs and
delivery paths
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Income

Election

Whether you are looking to leverage our white-labeled UX app, or you've built your own experience and are looking to supplement with recordkeeper data, Micruity will provide the power.

When someone retires, terminates, or if the lifetime income portion of the plan is terminated, plan participants need to make an election regarding the income. To facilitate these events happening everyday in 100's of plans and requiring decisions from 1000's of employees, a linear single-sitting web application that can capture, validate, and confirm In-Good-Order elections is key. With Micruity, there are two paths to simplifying a seamless income election process.

API

Use Micruity's APIs to power your web application by supplementing the plan participant experience with recordkeeper and payroll data. Additionally, connect life insurer pricing APIs to give live illustrations.

White-Labeled UX App

Instead of building your own web applications, use our white-labeled Income Election UX engine to stand-up a simple single-sitting experience.
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Payout

Aggregation

If your product could result in guarantees from multiple life insurers, our Payout Aggregation tool offers a single Point-of-Contact for single payment, and retiree data capture and tracking.